New Hampshire

Genworth

United World

Medicare's deductible and co-
payments, the cost you must pay, are higher than ever before.

Medicare Supplement insurance
offers protection from bills Medicare won't pay. Although Medicare pays some of your doctor and hospital bills, it was never meant to cover all of them. If you rely on Medicare
to pay all your bills, out-of-pocket expenses could be financially difficult, should you become hospitalized.

                                                          Our Medicare Supplement                HMOs

Choose your own doctors                                         ü

Get care without approval                                       ü

Keep Medicare and Medicare ID card                      ü

No Claims Forms                                                    ü

Stability
Our experience and expertise in the
Medicare market allows us to provide
value-added services to our customers.

Freedom of Choice
You choose your own doctors and
hospitals for care.

Adjustable Coverage
As Medicare deductibles and
coinsurances increase, your benefits will automatically increase. Benefits are not
paid for any expense paid by Medicare.

Easy Benefit Collections
You only have to send us the Medicare Explanation of Benefits for "Part A"
expenses. We will take care of your
"Part B" expenses with our Automatic
Claims Filing process.

Satisfaction and Courtesy
Eager-1 Marketing Inc. is committed
to its tradition of quality products and
service. If you should have a question
about your Medicare Supplement
insurance coverage, you can call us
toll free (1-800-654-7355) and one of
our friendly customer service staff will be  happy to help you in a courteous and professional manner.

Portability
Rest assured knowing you can move
anywhere in the continental United States
and still be covered.

Value Added Services
Medicare Supplement insurance plans
also offer additional value-added services.    Our free discount prescription drug card program offers an average savings of 15%
a year at over 40,000 participating
providers.
This easy to use program offers free membership, special savings on hearing
aids, a Preferred Drug Choice and mail
order service.

Guaranteed Renewability
Your insurance plan cannot be cancelled
as long as the premiums are paid on time.*
This is your assurance that your insurance protection will be there when you need it.

30 Day Free Look
After you receive your policy, you have
up to 30 days to examine your coverage.
If you are not completely satisfied, simply  return your policy marked "cancel" and a
full refund of the premium will be returned
to you.

No Balance Billing at
Medicare Participating Providers
Medicare-participating providers agree
to accept Medicare-approved charges.
This means you don't have to worry about
the bills for excess charges.
Even nonparticipating Medicare providers    may agree to accept Medicare assignment    and not bill for excess charges. Always ask
if your provider accepts Medicare assignments.

* For group insurance, the master insurance plan must also stay in force.