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   Why The Preferred Dental Plan?
  • Choose Your Own Dentist.
  • A Dental Plan with a $100 Lifetime Deductible on ortho
  • Keep your Dental Plan regardless of Your Age
  • Ortho Benefits Included at No Extra Charge
  • Benefits Increase for the First Two Years
  • No Questions about your Past Dental History
  • Annual Maximum of $1200.

   Dental Care Description:

          Type 1 Preventative Care and Diagnostic Care

  • Clean and Oral Examination
  • Once in any 6 month period
  • Topical fluoride to age 19 once in a 12 month period
  • Bitewings x-rays once each policy year.
  • Full mouth x-rays once every 3 years
  • Sealant application to posteria
    permanent tooth once in a 36 month period.

        Type 2 Basic Care* (6 month waiting period)

  • Restorative Services (fillings)
  • Extractions
  • Oral Surgery
  • Related anesthesia Treatment
  • Prescription for control of pain
  • Space maintainer
    Type 3 Major Care* (12 month waiting period)
  • (A) Endodontic Procedures and Periodonic Services
  • (B) Prosthodontics, Inlays, Crowns and Post, Dentures & 
          Bridges. (For enrollees of age 65 or older this benifet is limited to $600 per person        per year.)
  • (C) Periodontics Treatment of Gum Diseases
    Type 4 Orthodontia Procedures* (12 month waiting period)
  • $350 benifet per year
  • $1000 lifetime max per person for this benifet
  • This benifet applies to covered dependents up to age 19(except for age 21 in Louisiana and age 25 in Texas.)

 

How the Plan Pays
$50 per person per calendar yr for types 1,2 and 3 Year
Type 4 -One- Time $100 Deductible
per Insured's Life Time

1

2

3

Type 1 - Preventative and Diagnostic Care

80%

90% 100%
Type 2 - Basic Care 60% 70% 80%
Type 3 - Major Care 0% 40% 50%
Type 4 - Orthodontia Procedures 0% 40% 50%
Schedule
of Monthly
Premiums

Member

Member
& One
Member
& Family
$40.95 $77.65 $107.50
Rates apply to: AL, MS
$45.15 $85.50 $123.00
Rates apply to:FL(EXCEPT 320-322,330-334,340-349) TX(EXCEPT 770-777) LA(EXCEPT 710-714)
$49.75 $94.15 $138.75
Rates apply to: FL(320-322,340-349), TX (770-777), LA(710-714)
$59.75 $112.50 $163.75
Rates apply to: FL (330-334)
The above amounts include Association membership dues of $1.00
per certificate and a billing fee of $4.00

   As a Member of the Benefits Association you will receive the
   PRESTIGE CARD: Your Personal Passport to Savings!

  • PreScrip- Prescription Drug Benefit Program
  • Avesis- Receive discounts on comprehensive hearing exams and hearing aids.
  • Vision One- Eyecare program. Save on eye examination and contact lenses.
  • Budget- Rent-A-Care Discount! 

    How do I Enroll?

  1. Select the insurance package that fits your needs
    ( Example: "Member& Family)
  2. Print and Complete the enrollment Form located below.
    (Completion of the below enrollment Form includes Membership
    in Benefits Association.)
  3. Select your mode of payment.
  4. Enclose a check for one month premium made payable to American Pioneer Insurance co.
  5. Questions concerning benefits or enrolling?
    Call: Toll Free: 1-800-654-2010 ext. 218 or local Ocala, Florida
    residents may call: 352-624-2100 ext 218  
    For Dental Application Click Here.


Get a Free Quote!

For Agent rates
Click here.


For Dental Application
Click Here.

For a Full list of Exclusions & Limitations please call:
Toll Free: 1-800-654-2010 ext. 218
or local Ocala, Florida residents may
call: 352-624-2100 ext 218


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