What is Permanent Insurance?
Unlike Term Insurance which provides temporary coverage
for a period of time or "term", Permanent Life Insurance delivers
protection over your lifetime. It remains in effect for as long as
you pay the premiums. Senior Protector is Permanent Insurance.
Senior Protector**
Senior Protector provides your choice of $2,000 to $25,000 of
protection for persons between the ages of 50 and 80
(75 in NY & MO)
It's premiums are guaranteed never to increase yet your
benefits are guaranteed never to decrease.
Use Senior Protector to...
Make up for life insurance coverage lost when you retired.
Recover life insurance value you lost due to inflation.
Provide your loved ones with extra financial support when
they'll need it most.
Features of this plan...
· Your eligibility is GUARANTEED.
· NO MEDICAL EXAM is required.
· Your premiums will NEVER INCREASE.
· Under most circumstances, you policy's death benefit is
· INCOME TAX FREE.
· Your policy's proceeds normally avoid probate so they aren't
tied up in the court.
How Senior Protector works...
Apply for the amount of coverage between $2,000 and $25,000
that meets your needs and your budget.
You will not have to answer the eligibility questions and you
will not have to take a medical examination.
You decide and appoint who will receive and distribute your policy's
death benefit in the event of your death.
Should death occur during the first three years following the effective
date of the policy (2 years in NJ, PA, WV), the death benefit is the
full amount of all the premiums you paid during this period, plus
interest. If age 65 or over at the time of issue, this period is reduced
to two years.
The full face amount of your policy will be paid if death occurs
after this initial period or at any time if the cause of death is accidental.
You policy's face value will never decrease and your premiums
will never increase. As long as you pay your premiums, the policy
can never be cancelled. It's guaranteed in writing in the contract.
Plus... because this is a permanent insurance plan, you'll enjoy the
advantage of cash value build up. Dividends cannot be guaranteed
but the actual cost of your Senior Protector policy may even decrease
over time due to dividends.
For more information click here:
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