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Plan for your future...

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Long term care

The Need & Opportunity for Long Term Care ....

Fast Fact:
  • According to the Census Bureau, the average stay in a nursing facility is 2.5 years.
  • According to the American Health Care Association, the national average daily nursing home rate is $105 a day
    ($38,000 a year).
  • So, on average, a person's liability could be $95,000
    (2.5 x $38,000)!

  Some Important Reason to Purchase Long Term Care
  Insurance:

   · Avoid Dependence
   · Protect Your Assets
   · Protect Your Standard of Living.
   · Guaranteed Affordable Services.

  Some Long Term Care Benefits to Look For:

  1. Spousal Discount
  2. Guaranteed Renewable
  3. 0-Day Waiting Period
  4. Lifetime Benefits
  5. Up to $91,250 per Year in Benefits
  6. Tax Qualified

  For Those Who Wish to Stay at Home!
  Some Home Health Care Benefits to Look For:

  1. Homemaker/Companion Services
  2. Family Member Care Giver Benefit
  3. Guaranteed Renewable
  4. 0-Day Waiting Period
  5. Lifetime Benefits
  6. Up to $91,250 per Year in Benefits
  7. Tax Qualified

 


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