Senior Simplified Issue Rates

Senior/Simplified Issue Annual Premium per $1,000 NS= Non Smoker S= Smoker
	Male		Female
Age	NS	S	NS	S
45	28.80	36.80	23.00	27.60
46	30.00	38.40	23.90	28.90
47	31.30	40.10	24.80	30.20
48	32.50	42.00	25.80	31.70
49	33.80	43.80	26.70	33.20
50	35.20	45.80	27.70	35.00
51	36.30	47.30	28.50	36.40
52	37.40	48.90	29.40	38.00
53	38.50	50.50	30.20	39.50
54	39.60	52.20	31.10	41.20
55	40.70	53.90	31.90	42.90
56	41.90	55.80	33.10	45.10
57	43.30	58.00	34.30	47.40
58	44.90	60.40	35.50	49.80
59	46.60	63.10	36.70	52.30
60	48.70	66.20	38.10	54.90
61	50.90	69.70	39.40	57.50
62	53.60	73.60	40.80	60.40
63	56.70	77.90	42.90	63.30
64	60.00	82.70	46.00	66.20
65	63.80	88.00	49.50	69.30
66	68.10	93.80	53.40	74.30
67	72.90	100.30	57.60	79.60
68	78.20	107.30	62.30	85.40
69	84.20	115.00	67.30	91.50
70	90.80	123.30	72.70	98.20
71	98.90	133.50	79.30	106.10
72	107.90	144.60	86.20	114.70
73	117.60	156.70	93.80	123.80
74	128.50	169.90	101.80	133.50
75	140.30	184.00	110.40	143.80
76	151.90	197.60	118.50	153.20
77	164.50	212.10	127.00	163.30
78	177.90	227.60	135.80	173.70
79	192.40	244.00	145.10	184.50
80	207.90	261.60	154.80	195.80

The death benefit for this simplified issue contract is level from the date of issue
and the full face amount is payable for both natural and accidental death.
There is a $35. annual fee.

Age	Male	Female
45	42.00	35.00
46	43.60	36.120
47	45.30	37.20
48	47.10	38.40
49	48.90	39.60
50	50.90	40.90
51	52.90	42.20
52	55.10	43.60
53	57.30	45.00
54	59.60	46.50
55	62.00	48.00
56	64.60	50.20
57	67.80	53.50
58	71.40	55.00
59	75.40	57.70
60	80.00	60.50
61	85.00	63.50
62	90.60	66.60
63	96.60	69.90
64	103.00	73.40
65	110.00	77.00
66	117.10	81.70
67	124.70	86.70
68	132.90	92.30
69	141.50	98.20
70	150.80	104.70
71	160.60	11.60
72	171.00	119.10
73	182.00	127.20
74	193.70	135.80
75	206.00	145.00
76	219.00	154.80
77	232.70	165.30
78	247.10	176.40
79	262.30	188.30
80	278.20	200.80